Brain Finance is a leading financial technology company that offers responsible and constructive credit solutions to consumers. We redefine access to credit with our revolutionary technology using machine learning and automation capabilities to provide better and simpler financial services to everyone.
We have built a new generation of lending technology platform and have reinvented how credit decisions are made. We believe that everyone should have access to trustworthy and convenient credit and we are dedicated to achieving that goal. The new AI is transforming multiple sectors and now is the time for us to bring this new predictive power into financial services.
Our technology was built to offer the easiest, fastest and most affordable and secured lending experience to consumers in order to get them back on the path to better financial health. We strive to offer our customers the personalized and professional financial services they deserve this is why we designed a modern and advanced technology that integrates a loan management system and a scoring system onto the same platform which stands out from the traditional financial institution model.
“AI is transforming the future of technology and we have figured out how to use it to help people.”
Esther Ross, Co-founder.
Our team combines financial experts, data geeks, mathematicians, computer scientists, and software engineers all working together to make fair and transparent credit available to everyone. We have designed a robust, scalable and unique all-in-one lending platform that can manage multiple products such as personal loans, lines of credit, point of sale financing and many others.
We offer simple, convenient and transparent financial products on our multi-brands. Our services are available on websites and mobile applications. We aim to offer personalized, confidential and human services.
Our technology is built for scalability, fast deployment and flexibility.
We use massive amounts of global data in order to have unprecedented insights into our applicants’ credit and payment history. This data allows us to provide an easier application process and faster approval times.
We are a leading Fintech company that combines advanced data analytics and a structured decision-making system to better serve our customers.
We offer a user-friendly solution that is quick, simple and cost-effective for businesses to integrate. The implementation can be done rapidly and we provide all the help needed in that process.
To better serve our customers, we have integrated the finest tools to our platform. We focused on achieving the highest quality standards.
Are you looking for a new challenge? Are you keen on working for a growing Fintech? We pride ourselves on hiring the right candidates that are motivated and ready to join a growing company. Brain finance has several open roles in various departments.
At Brain Finance we take our integrity and reputation very seriously and we know that they depend heavily on our own ability to act ethically and trustworthy. In order to align our business activities with the highest standards, we have developed the following guidelines based on the European responsible lending standards toward our operations and our service offering.
We are fully licensed in every province of operation. We conform to all rules and regulations pertaining to our regulatory environment. We are fully engaged to offering our clients credit solutions that fully comply with applicable federal and provincial laws and we will not take any action that conflicts with these regulations. This engagement applies to both the loan underwriting as well as any collection operations.
We, in good faith and with integrity, will only provide loans that are within our clients’ repayment capability. Using due diligence and exercising our best independent judgment, we will provide loans that are within this repayment capability.
In full compliance with applicable rules and regulations, we provide clear and comprehensive information about all rates, fees, and any other costs. We will not directly or indirectly mislead, manipulate or fraudulently influence our clients. Our employees will offer transparent and honest answers to any questions regarding the fees associated with our loans, or the obtaining of a loan.
We take all reasonable measures to protect our clients’ data and personal information. We will never resell our clients’ personal information. Our online loan applications are conducted and processed in a highly secured environment.
It is our pledge to taking a cautious and conscientious approach to every decision regarding lending practices. This Code of Conduct will be at the forefront of our business decisions.
We believe that everyone deserves access to ethical and prompt financial services and we will work diligently towards that end.
If you have any questions or comments regarding our Code of Conduct, please feel free to email us at [email protected]